Protected: Fund update

Superannuation funds generally invest in assets that generate cash flow; for example, investments in property which provides a rental stream and potentially capital gains. Commodities do not generate cash flow, and this makes it more difficult to forecast their long-term expected returns. While less common, some superannuation funds also invest in commodities such as gold. However, most funds have indirect exposures to commodities through other areas of the portfolio, such as gold mining companies.

Vision Super’s accumulation Balanced growth option performed favourably, returning 4.59% in the quarter and 11.83% over a one-year period ending 31 March 2024 while the pension Balanced Growth option returned 5.07% in the quarter and 12.18% over one year to 31 March 2024.

As the end of the financial year approaches, it’s important to engage in some superannuation ‘housekeeping’ to ensure your financial future remains on track. Taking the time to review and optimise your super arrangements can yield significant benefits in the long run, but what should you look out for?