With a possible refund in site, bank statements can hold the key to tax savings. Find out why from your industry super fund-owned bank ME.
The summary of triple j’s latest What’s Up in Your World survey* of 11,000 Australians aged 18 to 29 identifies millennials as young, smart and ‘kinda’ broke. So how have attitudes of today shifted from previous generations?
It could be the beginning of the year, or you’re feeling the mid-year hump and seeing the public holidays start to disappear doesn’t make you feel any better. Or, you’ve returned from a well-earned break, whatever the case if you’re suffering from the ‘job blues’ then, perhaps it’s time for a change.
With the days getting shorter and cooler, it means winter is on its way, so here are some small and practical changes you can make to your home to make it cozy and comfy without spending a cent.
None of us ever want to get sick, but unfortunately at one time or another, we do. Getting a second medical opinion ensures that you get diagnosed correctly and receive the most appropriate treatment.
As an animal lover, your life quickly becomes incomplete without the friendship of your furry four-legged friend. They are fantastic company, provide unconditional love and teach us compassion. Adding to their incredible charm is the many benefits of owning a pet on a person’s health and wellbeing.
Research by industry super fund-owned bank ME1 found that 70% of Australian card holders have developed poor habits when it comes to credit card use. In this article, we look at five behaviours to avoid so you make the most of having a credit card (that’s if you really do need one).
Valentine’s Day is coming up. Try as we might, it’s hard not to acknowledge its existence when it has become so hyped-up over the years. But demonstrations of love don’t have to cost the earth.
It might surprise you to know that the history of New Year’s resolutions is often attributed to the ancient Babylonians who made promises to their Gods – often resolving to get out of debt! Just goes to show that things haven’t changed much financially for over 4,000 years.
We’ve all been there – watching your clock rolling on while you count down the minutes or hours until you must get up, all the while getting more and more frustrated. The harder you try, the more difficult it can be to fall asleep. In fact, a 2016 survey by the Sleep Health Foundation has found 33–45% of Australian adults are struggling with inadequate sleep.
Staying active doesn’t have to stop once you’ve retired. By taking a holistic approach to self-care, you are covering all the bases – being physically fit and looking after your mental health.
A few simple steps by ME Bank to turn your next holiday from a Costa-Notta-Lotta trip to the journey of a lifetime.
You’ve pored over brochures, checked out Lonely Planet reviews and written up some must-dos for your upcoming holiday. Now try a few easy steps to keep your holiday spending under control.
If you’re like 56% of young Australians, you probably couldn’t say exactly how much is in your super account, but it might be more than what you’ve got in the bank. So, where does all that money come from? In our first Super 101 article, we explain what your super is, and how you accumulate it over your working life.
Retirement used to be a sharp and sudden change – one day you were working, the next you were sitting at home with the rest of your life ahead of you. Today, you have options to help you achieve a seamless transition into retirement, and a flexible lifestyle when you get there.
Starting a new job can be both exciting and daunting. While it’s a chance to start afresh, learn new skills and meet new people, it can be tough being new and learning the ropes. We’ve put together some tips and tricks to help you ease into your new workplace, feel confident, and most of all, comfortable.
There are plenty of ways to travel besides hopping on a plane or going on a road trip. If you’re planning a holiday and looking to do something a little different, it might be worth checking out these unique options.
Retirement means something different to everybody.
For some, it’s about slowing down and having time to relax with family and friends. For others, it’s a time to do all the things they never had time for while working. Either way, before entering retirement it’s a good idea to work out what type of lifestyle you want and how much you think you’ll need.
What’s the single smartest investment for the New Year? That’s easy. You.
Ask people to nominate their best investment and many will say their home or super. Others will barrack for rental properties or shares. But when it comes to outstanding returns, your ability to land a decent, well-paying job is one of the smartest investments you can make.
You know the right steps to take with your money; you’re just not taking them. It could be a matter of how your brain is hardwired. ME Bank look at the brain barriers that behavioural science tells us can hold you back from making better use of your money, plus tips on how to retrain your mind to overcome the hurdles.
The festive season beckons, with end-of-year parties and gift giving characterising the last month of the year. While it may be tempting to blow off some steam by letting loose in the shops, it could pay in the long run to formulate a loose spending plan.
Our friends at ME Bank take a look at the sharing economy – which is all about exchanging goods and services on a peer-to-peer basis. It’s a win-win for everyone with cheap prices and a chance to fatten your wallet by pocketing extra income.
It’s sad fact that over 200,000 cats and dogs are put to sleep each year in Australia, simply because there are not enough homes for them. That’s 23 animals every hour of every day. But the good news is, you can save a life – and by doing so, you might find that you make your own life better.
Vision Super has enough members to fill the MCG, and we know each of you has a unique story to tell. Inspired by the famous ‘Humans of New York’ Facebook page we decided to introduce ourselves to some of our members in person and share their stories and pictures with other members.
Our Chief Financial Officer, Noelle Kelleher (then acting CEO), was recently on SEN 1116 with five steps to help listeners sort their finances in 2017. Listen to the radio interview here and find tools to help you get started.
Welcome to the workforce! Getting your first job can be a big change and although you might be excited, you might be feeling nervous too. We explain some things you should know and answer common questions new recruits have.
Buying a decent Kris Kringle present for a workmate can seem like an impossible task. Take a look at our great ideas for your work Kris Kringle that are stylish, and all under the $10 or $15 price limit of most workplaces.
You probably chat to your friends about buying property, or a car, but do you ever talk about super? While it’s not a common topic of conversation around the barbecue, your super will most likely end up being one of the biggest assets you accumulate in your lifetime.
Estate planning is a subject that we don’t like to think about but put simply, it’s about ensuring peace of mind and making sure that your assets are passed on to your family or beneficiaries in the most effective way.
It’s hard to think about something as abstract as retirement and superannuation when you’re still thinking about how to buy your own home and go on that round the world trip, but younger people probably need to think a lot harder about their future than the generations before them.
Whether you’re planning to retire or retired, preparing and sticking to a budget will help keep more of your money invested and working for you. We take a look at how much super you’ll need in retirement, and help you start a budget to help you make your savings last longer.
It’s common to give personal information over the phone or online when dealing with banks, calling the doctor, or getting in touch with your super fund, but it’s important that your information doesn’t get into the wrong hands.
With a further round of pre-Budget speculation on superannuation tax changes today, industry super fund Vision Super said its members’ trust in a system that had already been subject to over 25 major changes in three decades would be further undermined.